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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,657 | $111,830+29.4% | $93,696+54.4% | $145,884-0.8% |
| Participation rate | 55.6% | 74.2%-18.7pp | 68.7%-13.2pp | 80.3%-24.7pp |
| Annual return | 24.56% | 204.08%-179.5pp | 133.74%-109.2pp | 551.85%-527.3pp |
| Employer contribution / active EE | $2,009 | $3,093-35.0% | $2,422-17.1% | $4,662-56.9% |
| Participant deferral / active EE | $10,186 | $4,920+107.0% | $4,417+130.6% | $6,690+52.3% |
| Admin fee / account holder | $568 | $10,249-94.5% | $8,287-93.1% | $13,392-95.8% |