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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,776 | $156,616+21.2% | $133,346+42.3% | $198,609-4.4% |
| Participation rate | 71.4% | 77.7%-6.3pp | 72.8%-1.4pp | 82.4%-10.9pp |
| Annual return | 18.86% | 44.25%-25.4pp | 36.85%-18.0pp | 202.70%-183.8pp |
| Employer contribution / active EE | $3,086 | $3,368-8.4% | $2,853+8.2% | $5,055-39.0% |
| Participant deferral / active EE | $14,744 | $4,920+199.7% | $4,332+240.3% | $6,977+111.3% |
| Admin fee / account holder | $603 | $17,468-96.5% | $14,264-95.8% | $19,030-96.8% |