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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,889 | $97,020+40.1% | $83,327+63.1% | $135,380+0.4% |
| Participation rate | 100.0% | 80.4%+19.6pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -12.63% | 12.31%-24.9pp | 10.64%-23.3pp | 519.81%-532.4pp |
| Employer contribution / active EE | $20,044 | $4,144+383.7% | $3,379+493.2% | $4,779+319.4% |
| Participant deferral / active EE | $17,716 | $5,964+197.0% | $5,565+218.3% | $5,609+215.8% |
| Admin fee / account holder | $1,782 | $8,426-78.9% | $7,540-76.4% | $10,828-83.5% |