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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,057 | $88,042-70.4% | $138,135-81.1% | $79,856-67.4% |
| Participation rate | 22.0% | 71.4%-49.5pp | 78.7%-56.8pp | 69.6%-47.7pp |
| Annual return | 53.90% | 20.58%+33.3pp | 20.51%+33.4pp | 31.71%+22.2pp |
| Employer contribution / active EE | $1,763 | $3,103-43.2% | $5,587-68.4% | $2,471-28.7% |
| Participant deferral / active EE | $1,796 | $4,704-61.8% | $6,431-72.1% | $3,741-52.0% |
| Admin fee / account holder | $12,524 | $7,791+60.7% | $11,856+5.6% | $5,306+136.0% |