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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,297 | $103,000-91.9% | $90,300-90.8% | $152,885-94.6% |
| Participation rate | 50.0% | 75.9%-25.9pp | 73.3%-23.3pp | 82.5%-32.5pp |
| Annual return | 27.42% | 95.19%-67.8pp | 78.11%-50.7pp | 345.39%-318.0pp |
| Employer contribution / active EE | $474 | $3,138-84.9% | $2,854-83.4% | $4,763-90.0% |
| Participant deferral / active EE | $1,306 | $4,281-69.5% | $3,884-66.4% | $5,851-77.7% |
| Admin fee / account holder | $87 | $6,173-98.6% | $5,353-98.4% | $11,598-99.2% |