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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,716 | $99,345-83.2% | $84,753-80.3% | $273,972-93.9% |
| Participation rate | 40.0% | 80.7%-40.7pp | 76.6%-36.6pp | 83.0%-43.0pp |
| Annual return | 19.87% | 22.93%-3.1pp | 22.78%-2.9pp | 41.46%-21.6pp |
| Employer contribution / active EE | $1,561 | $4,214-63.0% | $3,574-56.3% | $4,869-67.9% |
| Participant deferral / active EE | $3,440 | $4,270-19.4% | $3,712-7.3% | $5,287-34.9% |
| Admin fee / account holder | $0 | $6,645-100.0% | $5,333-100.0% | $10,133-100.0% |