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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,577 | $209,425-52.5% | $178,499-44.2% | $158,966-37.4% |
| Participation rate | 87.5% | 86.4%+1.1pp | 81.9%+5.6pp | 82.0%+5.5pp |
| Annual return | 9.34% | 188.80%-179.5pp | 151.10%-141.8pp | 302.95%-293.6pp |
| Employer contribution / active EE | $1,505 | $5,707-73.6% | $5,011-70.0% | $4,762-68.4% |
| Participant deferral / active EE | $6,314 | $5,955+6.0% | $5,202+21.4% | $5,983+5.5% |
| Admin fee / account holder | $756 | $17,078-95.6% | $13,986-94.6% | $11,250-93.3% |