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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,677 | $150,447-52.4% | $136,298-47.4% | $147,586-51.4% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 20.48% | 1049.15%-1028.7pp | 5156.27%-5135.8pp | 578.59%-558.1pp |
| Employer contribution / active EE | $5,182 | $5,256-1.4% | $4,696+10.4% | $4,876+6.3% |
| Participant deferral / active EE | $20,330 | $6,631+206.6% | $6,247+225.4% | $5,439+273.8% |
| Admin fee / account holder | $17,009 | $10,906+56.0% | $9,244+84.0% | $10,886+56.2% |