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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,932 | $93,598-39.2% | $135,974-58.1% | $75,173-24.3% |
| Participation rate | 90.5% | 75.2%+15.3pp | 81.9%+8.6pp | 67.2%+23.3pp |
| Annual return | 21.99% | 30.89%-8.9pp | 68.30%-46.3pp | 160.72%-138.7pp |
| Employer contribution / active EE | $3,411 | $3,538-3.6% | $4,859-29.8% | $2,671+27.7% |
| Participant deferral / active EE | $8,149 | $6,405+27.2% | $7,760+5.0% | $4,126+97.5% |
| Admin fee / account holder | $1,611 | $6,978-76.9% | $10,767-85.0% | $5,651-71.5% |