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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,168 | $160,070-24.3% | $147,117-17.6% | $145,897-16.9% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 10.89% | 98.69%-87.8pp | 420.54%-409.6pp | 552.29%-541.4pp |
| Employer contribution / active EE | $14,101 | $5,285+166.8% | $4,932+185.9% | $4,663+202.4% |
| Participant deferral / active EE | $8,887 | $8,419+5.6% | $8,065+10.2% | $6,689+32.8% |
| Admin fee / account holder | $2,165 | $15,035-85.6% | $12,993-83.3% | $13,390-83.8% |