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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,168 | $160,040-24.3% | $147,096-17.6% | $145,877-16.9% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 10.89% | 98.49%-87.6pp | 419.75%-408.9pp | 551.28%-540.4pp |
| Employer contribution / active EE | $14,101 | $5,289+166.6% | $4,936+185.7% | $4,663+202.4% |
| Participant deferral / active EE | $8,887 | $8,429+5.4% | $8,071+10.1% | $6,691+32.8% |
| Admin fee / account holder | $2,165 | $15,050-85.6% | $13,005-83.4% | $13,402-83.8% |