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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,154 | $183,592-92.8% | $155,574-91.5% | $145,877-91.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 1.69% | 61.37%-59.7pp | 64.87%-63.2pp | 551.28%-549.6pp |
| Employer contribution / active EE | $2,374 | $5,317-55.4% | $4,676-49.2% | $4,663-49.1% |
| Participant deferral / active EE | $4,581 | $6,466-29.2% | $5,629-18.6% | $6,691-31.5% |
| Admin fee / account holder | $834 | $19,316-95.7% | $15,914-94.8% | $13,402-93.8% |