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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,815 | $202,342-14.6% | $172,7530% | $152,909+13.0% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 19.57% | 1029.88%-1010.3pp | 803.00%-783.4pp | 345.46%-325.9pp |
| Employer contribution / active EE | $1,986 | $5,857-66.1% | $5,144-61.4% | $4,764-58.3% |
| Participant deferral / active EE | $3,862 | $5,948-35.1% | $5,198-25.7% | $5,851-34.0% |
| Admin fee / account holder | $7,204 | $17,112-57.9% | $13,956-48.4% | $11,601-37.9% |