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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,682 | $92,743-44.3% | $82,744-37.5% | $134,532-61.6% |
| Participation rate | 33.3% | 75.2%-41.9pp | 72.6%-39.2pp | 81.2%-47.9pp |
| Annual return | -18.25% | 946.63%-964.9pp | 702.22%-720.5pp | 418.27%-436.5pp |
| Employer contribution / active EE | $367 | $3,273-88.8% | $3,008-87.8% | $4,741-92.3% |
| Participant deferral / active EE | $5,955 | $4,802+24.0% | $4,395+35.5% | $6,401-7.0% |
| Admin fee / account holder | $292 | $5,977-95.1% | $5,325-94.5% | $11,429-97.4% |