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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,786 | $185,312-69.4% | $161,489-64.8% | $154,746-63.3% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 2.57% | 103.84%-101.3pp | 89.72%-87.2pp | 172.34%-169.8pp |
| Employer contribution / active EE | $11,537 | $4,769+141.9% | $4,268+170.3% | $4,379+163.5% |
| Participant deferral / active EE | $4,429 | $6,350-30.3% | $5,630-21.3% | $6,730-34.2% |
| Admin fee / account holder | $2,565 | $18,654-86.2% | $16,006-84.0% | $14,365-82.1% |