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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,786 | $227,399-75.0% | $189,758-70.1% | $198,609-71.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 2.57% | 61.03%-58.5pp | 52.62%-50.1pp | 202.70%-200.1pp |
| Employer contribution / active EE | $11,537 | $5,526+108.8% | $4,767+142.0% | $5,055+128.2% |
| Participant deferral / active EE | $4,429 | $6,837-35.2% | $5,856-24.4% | $6,977-36.5% |
| Admin fee / account holder | $2,565 | $25,162-89.8% | $20,388-87.4% | $19,030-86.5% |