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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,786 | $172,111-67.0% | $150,298-62.2% | $137,256-58.6% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 2.57% | 69.37%-66.8pp | 62.79%-60.2pp | 220.34%-217.8pp |
| Employer contribution / active EE | $11,537 | $4,636+148.8% | $4,154+177.7% | $4,156+177.6% |
| Participant deferral / active EE | $4,429 | $6,166-28.2% | $5,453-18.8% | $6,407-30.9% |
| Admin fee / account holder | $2,565 | $16,471-84.4% | $14,116-81.8% | $12,270-79.1% |