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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,648 | $138,102-83.6% | $125,381-81.9% | $134,532-83.2% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -22.68% | 750.73%-773.4pp | 572.31%-595.0pp | 418.27%-440.9pp |
| Employer contribution / active EE | $1,710 | $5,245-67.4% | $4,815-64.5% | $4,741-63.9% |
| Participant deferral / active EE | $11,208 | $7,801+43.7% | $7,448+50.5% | $6,401+75.1% |
| Admin fee / account holder | $971 | $11,568-91.6% | $10,007-90.3% | $11,429-91.5% |