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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,526 | $92,219+132.6% | $76,767+179.5% | $135,380+58.5% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | 111.91% | 5.46%+106.4pp | 2.43%+109.5pp | 519.81%-407.9pp |
| Employer contribution / active EE | $17,468 | $3,216+443.2% | $2,485+602.9% | $4,779+265.5% |
| Participant deferral / active EE | $17,233 | $4,508+282.2% | $3,852+347.4% | $5,609+207.2% |
| Admin fee / account holder | $746 | $10,749-93.1% | $6,675-88.8% | $10,828-93.1% |