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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,053 | $91,179-80.2% | $178,499-89.9% | $79,852-77.4% |
| Participation rate | 63.3% | 69.2%-5.9pp | 81.9%-18.6pp | 69.6%-6.3pp |
| Annual return | 16.19% | 24.19%-8.0pp | 151.10%-134.9pp | 31.72%-15.5pp |
| Employer contribution / active EE | $1,216 | $3,256-62.7% | $5,011-75.7% | $2,471-50.8% |
| Participant deferral / active EE | $2,041 | $3,236-36.9% | $5,202-60.8% | $3,740-45.4% |
| Admin fee / account holder | $331 | $6,749-95.1% | $13,986-97.6% | $5,306-93.8% |