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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,256 | $135,956-93.2% | $123,894-92.5% | $273,972-96.6% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 0.00% | 56.63%-56.6pp | 47.52%-47.5pp | 41.46%-41.5pp |
| Employer contribution / active EE | $3,016 | $5,170-41.7% | $4,617-34.7% | $4,869-38.0% |
| Participant deferral / active EE | $7,747 | $6,343+22.1% | $5,984+29.5% | $5,287+46.5% |
| Admin fee / account holder | $428 | $9,817-95.6% | $8,357-94.9% | $10,133-95.8% |