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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,077 | $106,749-39.0% | $145,433-55.3% | $82,448-21.1% |
| Participation rate | 89.1% | 75.6%+13.5pp | 82.1%+7.0pp | 68.1%+21.1pp |
| Annual return | 26.44% | 27.59%-1.2pp | 66.58%-40.1pp | 41.64%-15.2pp |
| Employer contribution / active EE | $2,939 | $3,444-14.7% | $4,554-35.5% | $2,551+15.2% |
| Participant deferral / active EE | $6,771 | $6,519+3.9% | $7,897-14.3% | $4,139+63.6% |
| Admin fee / account holder | $10,798 | $8,390+28.7% | $13,129-17.8% | $7,234+49.3% |