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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,201 | $138,114+5.9% | $125,391+16.6% | $134,545+8.7% |
| Participation rate | 62.5% | 84.5%-22.0pp | 82.4%-19.9pp | 81.2%-18.7pp |
| Annual return | -15.52% | 750.88%-766.4pp | 572.41%-587.9pp | 418.37%-433.9pp |
| Employer contribution / active EE | $1,413 | $5,246-73.1% | $4,816-70.7% | $4,742-70.2% |
| Participant deferral / active EE | $9,470 | $7,801+21.4% | $7,448+27.1% | $6,401+47.9% |
| Admin fee / account holder | $8,640 | $11,570-25.3% | $10,009-13.7% | $11,431-24.4% |