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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,472 | $154,228+21.6% | $145,433+28.9% | $137,256+36.6% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 55.64% | 74.59%-19.0pp | 66.58%-10.9pp | 220.34%-164.7pp |
| Employer contribution / active EE | $39,232 | $4,804+716.7% | $4,554+761.4% | $4,156+844.0% |
| Participant deferral / active EE | $39,291 | $8,216+378.2% | $7,897+397.5% | $6,407+513.3% |
| Admin fee / account holder | $34,280 | $14,344+139.0% | $13,129+161.1% | $12,270+179.4% |