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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,472 | $196,972-4.8% | $182,262+2.9% | $198,609-5.6% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 55.64% | 158.27%-102.6pp | 140.60%-85.0pp | 202.70%-147.1pp |
| Employer contribution / active EE | $39,232 | $5,364+631.5% | $5,046+677.5% | $5,055+676.1% |
| Participant deferral / active EE | $39,291 | $8,643+354.6% | $8,276+374.7% | $6,977+463.2% |
| Admin fee / account holder | $34,280 | $18,429+86.0% | $16,712+105.1% | $19,030+80.1% |