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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,645 | $209,425-73.9% | $178,499-69.4% | $158,966-65.6% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 36.66% | 188.80%-152.1pp | 151.10%-114.4pp | 302.95%-266.3pp |
| Employer contribution / active EE | $13,988 | $5,707+145.1% | $5,011+179.1% | $4,762+193.7% |
| Participant deferral / active EE | $11,294 | $5,955+89.7% | $5,202+117.1% | $5,983+88.8% |
| Admin fee / account holder | $379 | $17,078-97.8% | $13,986-97.3% | $11,250-96.6% |