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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,897 | $185,312-17.5% | $161,489-5.3% | $154,746-1.2% |
| Participation rate | 87.5% | 82.5%+5.0pp | 78.7%+8.8pp | 80.7%+6.8pp |
| Annual return | 17.18% | 103.84%-86.7pp | 89.72%-72.5pp | 172.34%-155.2pp |
| Employer contribution / active EE | $15,839 | $4,769+232.1% | $4,268+271.1% | $4,379+261.7% |
| Participant deferral / active EE | $9,817 | $6,350+54.6% | $5,630+74.4% | $6,730+45.9% |
| Admin fee / account holder | $1,191 | $18,654-93.6% | $16,006-92.6% | $14,365-91.7% |