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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,897 | $172,111-11.2% | $150,298+1.7% | $137,256+11.4% |
| Participation rate | 87.5% | 81.7%+5.8pp | 77.8%+9.7pp | 80.0%+7.5pp |
| Annual return | 17.18% | 69.37%-52.2pp | 62.79%-45.6pp | 220.34%-203.2pp |
| Employer contribution / active EE | $15,839 | $4,636+241.6% | $4,154+281.3% | $4,156+281.1% |
| Participant deferral / active EE | $9,817 | $6,166+59.2% | $5,453+80.0% | $6,407+53.2% |
| Admin fee / account holder | $1,191 | $16,471-92.8% | $14,116-91.6% | $12,270-90.3% |