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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,113 | $166,131-39.7% | $164,975-39.3% | $145,877-31.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 15.50% | 100.37%-84.9pp | 70.12%-54.6pp | 551.28%-535.8pp |
| Employer contribution / active EE | $9,551 | $5,276+81.0% | $4,343+119.9% | $4,663+104.8% |
| Participant deferral / active EE | $12,499 | $6,962+79.5% | $6,033+107.2% | $6,691+86.8% |
| Admin fee / account holder | $4,112 | $16,648-75.3% | $12,688-67.6% | $13,402-69.3% |