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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,113 | $166,268-39.8% | $165,100-39.4% | $145,897-31.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 15.50% | 100.52%-85.0pp | 70.21%-54.7pp | 552.29%-536.8pp |
| Employer contribution / active EE | $9,551 | $5,284+80.8% | $4,348+119.7% | $4,663+104.8% |
| Participant deferral / active EE | $12,499 | $6,964+79.5% | $6,035+107.1% | $6,689+86.9% |
| Admin fee / account holder | $4,112 | $16,659-75.3% | $12,696-67.6% | $13,390-69.3% |