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| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY5+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $10,158 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,576 | $45,000-85.4% | $143,797-95.4% | $77,906-91.6% |
| Participation rate | 2.5% | 66.8%-64.3pp | 80.3%-77.8pp | 73.7%-71.2pp |
| Annual return | -11.71% | 29.03%-40.7pp | -0.04%-11.7pp | 12.16%-23.9pp |
| Employer contribution / active EE | $0 | $1,870-100.0% | $4,952-100.0% | $2,846-100.0% |
| Participant deferral / active EE | $78 | $3,157-97.5% | $5,638-98.6% | $4,805-98.4% |
| Admin fee / account holder | $84 | $98-14.7% | $14,679-99.4% | $133-36.7% |