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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,106 | $110,337+38.8% | $102,383+49.5% | $145,877+5.0% |
| Participation rate | 70.6% | 77.9%-7.3pp | 74.5%-3.9pp | 80.3%-9.7pp |
| Annual return | 12.60% | 24.83%-12.2pp | 24.94%-12.3pp | 551.28%-538.7pp |
| Employer contribution / active EE | $4,830 | $4,216+14.6% | $3,870+24.8% | $4,663+3.6% |
| Participant deferral / active EE | $10,585 | $5,621+88.3% | $5,060+109.2% | $6,691+58.2% |
| Admin fee / account holder | $16,790 | $9,750+72.2% | $8,391+100.1% | $13,402+25.3% |