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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,106 | $111,814+36.9% | $103,374+48.1% | $145,959+4.9% |
| Participation rate | 70.6% | 77.9%-7.3pp | 74.5%-3.9pp | 80.3%-9.7pp |
| Annual return | 12.60% | 24.77%-12.2pp | 24.89%-12.3pp | 561.95%-549.4pp |
| Employer contribution / active EE | $4,830 | $4,214+14.6% | $3,869+24.8% | $4,661+3.6% |
| Participant deferral / active EE | $10,585 | $5,618+88.4% | $5,058+109.3% | $6,689+58.3% |
| Admin fee / account holder | $16,790 | $9,754+72.1% | $8,394+100.0% | $13,398+25.3% |