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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,058 | $109,411-25.9% | $89,435-9.4% | $158,982-49.0% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | 2.44% | 345.68%-343.2pp | 245.55%-243.1pp | 302.99%-300.5pp |
| Employer contribution / active EE | $3,407 | $3,173+7.4% | $2,587+31.7% | $4,763-28.5% |
| Participant deferral / active EE | $0 | $4,600-100.0% | $3,890-100.0% | $5,983-100.0% |
| Admin fee / account holder | $307 | $6,159-95.0% | $4,884-93.7% | $11,252-97.3% |