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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,114 | $46,534-74.0% | $64,097-81.1% | $75,177-83.9% |
| Participation rate | 46.4% | 65.9%-19.5pp | 72.3%-25.9pp | 67.2%-20.8pp |
| Annual return | 20.88% | 26.07%-5.2pp | 33.75%-12.9pp | 160.75%-139.9pp |
| Employer contribution / active EE | $494 | $1,976-75.0% | $2,750-82.0% | $2,671-81.5% |
| Participant deferral / active EE | $1,628 | $2,835-42.6% | $3,881-58.1% | $4,126-60.5% |
| Admin fee / account holder | $437 | $2,957-85.2% | $3,070-85.8% | $5,651-92.3% |