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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $40,400 |
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,321 | $47,977+77.8% | $154,108-44.6% | $56,289+51.6% |
| Participation rate | 99.3% | 66.2%+33.2pp | 83.0%+16.3pp | 69.9%+29.5pp |
| Annual return | -48.06% | 3.54%-51.6pp | 735.21%-783.3pp | -9.96%-38.1pp |
| Employer contribution / active EE | $2,569 | $2,169+18.5% | $5,298-51.5% | $2,111+21.7% |
| Participant deferral / active EE | $3,995 | $2,392+67.0% | $5,081-21.4% | $3,350+19.2% |
| Admin fee / account holder | $179 | $438-59.1% | $13,411-98.7% | $521-65.6% |