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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,191 | $82,678-39.3% | $125,391-60.0% | $68,490-26.7% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -13.14% | -5.97%-7.2pp | 572.41%-585.6pp | -7.85%-5.3pp |
| Employer contribution / active EE | $3,050 | $3,382-9.8% | $4,816-36.7% | $2,597+17.4% |
| Participant deferral / active EE | $8,947 | $6,111+46.4% | $7,448+20.1% | $4,028+122.1% |
| Admin fee / account holder | $3,587 | $6,277-42.9% | $10,009-64.2% | $5,403-33.6% |