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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,878 | $102,595-64.1% | $94,057-60.8% | $154,746-76.2% |
| Participation rate | 63.2% | 76.0%-12.8pp | 73.3%-10.2pp | 80.7%-17.5pp |
| Annual return | 17.90% | 583.42%-565.5pp | 480.62%-462.7pp | 172.34%-154.4pp |
| Employer contribution / active EE | $2,371 | $3,147-24.7% | $2,933-19.1% | $4,379-45.8% |
| Participant deferral / active EE | $3,144 | $5,118-38.6% | $4,709-33.2% | $6,730-53.3% |
| Admin fee / account holder | $5,727 | $7,736-26.0% | $7,244-20.9% | $14,365-60.1% |