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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,878 | $157,829-76.6% | $136,867-73.1% | $198,609-81.4% |
| Participation rate | 63.2% | 77.2%-14.0pp | 74.5%-11.4pp | 82.4%-19.2pp |
| Annual return | 17.90% | 51.25%-33.3pp | 42.97%-25.1pp | 202.70%-184.8pp |
| Employer contribution / active EE | $2,371 | $3,923-39.5% | $3,547-33.1% | $5,055-53.1% |
| Participant deferral / active EE | $3,144 | $5,463-42.4% | $4,924-36.1% | $6,977-54.9% |
| Admin fee / account holder | $5,727 | $11,107-48.4% | $10,340-44.6% | $19,030-69.9% |