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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,723 | $103,038-44.9% | $90,324-37.2% | $152,909-62.9% |
| Participation rate | 42.9% | 75.9%-33.0pp | 73.3%-30.4pp | 82.5%-39.6pp |
| Annual return | 20.91% | 95.25%-74.3pp | 78.15%-57.2pp | 345.46%-324.6pp |
| Employer contribution / active EE | $996 | $3,141-68.3% | $2,856-65.1% | $4,764-79.1% |
| Participant deferral / active EE | $7,609 | $4,282+77.7% | $3,885+95.8% | $5,851+30.0% |
| Admin fee / account holder | $4,453 | $6,177-27.9% | $5,356-16.9% | $11,601-61.6% |