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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,256 | $77,908-81.7% | $149,696-90.5% | $75,173-81.0% |
| Participation rate | 46.2% | 65.6%-19.4pp | 78.8%-32.6pp | 67.2%-21.0pp |
| Annual return | 20.35% | 31.73%-11.4pp | 134.46%-114.1pp | 160.72%-140.4pp |
| Employer contribution / active EE | $255 | $3,138-91.9% | $4,821-94.7% | $2,671-90.5% |
| Participant deferral / active EE | $1,551 | $3,411-54.5% | $5,682-72.7% | $4,126-62.4% |
| Admin fee / account holder | $29 | $5,950-99.5% | $13,212-99.8% | $5,651-99.5% |