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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,046 | $84,493-81.0% | $125,381-87.2% | $66,938-76.0% |
| Participation rate | 72.1% | 76.4%-4.3pp | 82.4%-10.3pp | 69.8%+2.3pp |
| Annual return | -3.23% | -8.49%+5.3pp | 572.31%-575.5pp | 1.58%-4.8pp |
| Employer contribution / active EE | $1,680 | $3,554-52.7% | $4,815-65.1% | $2,545-34.0% |
| Participant deferral / active EE | $3,530 | $6,783-48.0% | $7,448-52.6% | $4,238-16.7% |
| Admin fee / account holder | $3,731 | $685+444.6% | $10,007-62.7% | $594+528.6% |