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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $765,998 | $129,737+490.4% | $119,126+543.0% | $154,746+395.0% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 19.65% | 379.08%-359.4pp | 282.11%-262.5pp | 172.34%-152.7pp |
| Employer contribution / active EE | $33,230 | $4,375+659.6% | $4,034+723.8% | $4,379+658.8% |
| Participant deferral / active EE | $23,404 | $5,842+300.6% | $5,318+340.1% | $6,730+247.7% |
| Admin fee / account holder | $3,851 | $11,961-67.8% | $10,693-64.0% | $14,365-73.2% |