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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,007 | $183,592-30.8% | $155,567-18.4% | $145,959-13.0% |
| Participation rate | 60.0% | 82.7%-22.7pp | 78.2%-18.2pp | 80.3%-20.3pp |
| Annual return | 13.04% | 61.24%-48.2pp | 64.74%-51.7pp | 561.95%-548.9pp |
| Employer contribution / active EE | $9,020 | $5,315+69.7% | $4,674+93.0% | $4,661+93.5% |
| Participant deferral / active EE | $6,403 | $6,464-1.0% | $5,628+13.8% | $6,689-4.3% |
| Admin fee / account holder | $3,652 | $19,318-81.1% | $15,916-77.1% | $13,398-72.7% |