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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,007 | $183,539-30.8% | $155,556-18.4% | $145,897-12.9% |
| Participation rate | 60.0% | 82.7%-22.7pp | 78.2%-18.2pp | 80.3%-20.3pp |
| Annual return | 13.04% | 61.31%-48.3pp | 64.84%-51.8pp | 552.29%-539.3pp |
| Employer contribution / active EE | $9,020 | $5,315+69.7% | $4,675+92.9% | $4,663+93.5% |
| Participant deferral / active EE | $6,403 | $6,467-1.0% | $5,631+13.7% | $6,689-4.3% |
| Admin fee / account holder | $3,652 | $19,275-81.1% | $15,885-77.0% | $13,390-72.7% |