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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,019 | $129,737-38.3% | $119,126-32.8% | $154,746-48.3% |
| Participation rate | 77.8% | 78.9%-1.1pp | 75.8%+2.0pp | 80.7%-2.9pp |
| Annual return | 16.75% | 379.08%-362.3pp | 282.11%-265.4pp | 172.34%-155.6pp |
| Employer contribution / active EE | $3,057 | $4,375-30.1% | $4,034-24.2% | $4,379-30.2% |
| Participant deferral / active EE | $7,666 | $5,842+31.2% | $5,318+44.2% | $6,730+13.9% |
| Admin fee / account holder | $16,751 | $11,961+40.1% | $10,693+56.7% | $14,365+16.6% |