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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $357,787 | $211,239+69.4% | $178,528+100.4% | $145,877+145.3% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 8.83% | 30.22%-21.4pp | 27.11%-18.3pp | 551.28%-542.5pp |
| Employer contribution / active EE | $2,021 | $4,570-55.8% | $3,950-48.8% | $4,663-56.7% |
| Participant deferral / active EE | $3,452 | $6,963-50.4% | $6,278-45.0% | $6,691-48.4% |
| Admin fee / account holder | $5,406 | $12,095-55.3% | $10,419-48.1% | $13,402-59.7% |