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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,309 | $100,811-59.0% | $86,698-52.4% | $134,545-69.3% |
| Participation rate | 93.8% | 79.0%+14.8pp | 76.6%+17.2pp | 81.2%+12.5pp |
| Annual return | -23.38% | 29.11%-52.5pp | 35.96%-59.3pp | 418.37%-441.8pp |
| Employer contribution / active EE | $3,196 | $3,490-8.4% | $2,837+12.7% | $4,742-32.6% |
| Participant deferral / active EE | $7,952 | $5,339+48.9% | $4,656+70.8% | $6,401+24.2% |
| Admin fee / account holder | $396 | $10,926-96.4% | $7,492-94.7% | $11,431-96.5% |