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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,374 | $161,352-67.5% | $134,172-61.0% | $137,256-61.8% |
| Participation rate | 60.0% | 78.3%-18.3pp | 72.5%-12.5pp | 80.0%-20.0pp |
| Annual return | 21.79% | 28.72%-6.9pp | 25.30%-3.5pp | 220.34%-198.6pp |
| Employer contribution / active EE | $1,143 | $4,099-72.1% | $3,420-66.6% | $4,156-72.5% |
| Participant deferral / active EE | $5,363 | $5,552-3.4% | $4,690+14.3% | $6,407-16.3% |
| Admin fee / account holder | $20 | $15,028-99.9% | $12,016-99.8% | $12,270-99.8% |