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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,374 | $90,614-48.8% | $76,089-39.1% | $145,877-68.2% |
| Participation rate | 75.0% | 74.5%+0.5pp | 69.1%+5.9pp | 80.3%-5.3pp |
| Annual return | 11.58% | 623.80%-612.2pp | 360.94%-349.4pp | 551.28%-539.7pp |
| Employer contribution / active EE | $2,045 | $3,324-38.5% | $2,690-24.0% | $4,663-56.1% |
| Participant deferral / active EE | $5,744 | $5,168+11.1% | $4,259+34.9% | $6,691-14.2% |
| Admin fee / account holder | $3,813 | $8,376-54.5% | $6,418-40.6% | $13,402-71.5% |