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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,359 | $138,076-84.5% | $123,553-82.7% | $135,380-84.2% |
| Participation rate | 70.0% | 84.7%-14.7pp | 82.3%-12.3pp | 82.6%-12.6pp |
| Annual return | -10.65% | 153.70%-164.4pp | 119.21%-129.9pp | 519.81%-530.5pp |
| Employer contribution / active EE | $11,876 | $5,152+130.5% | $4,628+156.6% | $4,779+148.5% |
| Participant deferral / active EE | $4,475 | $6,800-34.2% | $6,426-30.4% | $5,609-20.2% |
| Admin fee / account holder | $1,227 | $10,917-88.8% | $9,284-86.8% | $10,828-88.7% |