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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,337 | $196,972-66.3% | $182,262-63.6% | $198,609-66.6% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 19.68% | 158.27%-138.6pp | 140.60%-120.9pp | 202.70%-183.0pp |
| Employer contribution / active EE | $12,187 | $5,364+127.2% | $5,046+141.5% | $5,055+141.1% |
| Participant deferral / active EE | $4,415 | $8,643-48.9% | $8,276-46.7% | $6,977-36.7% |
| Admin fee / account holder | $753 | $18,429-95.9% | $16,712-95.5% | $19,030-96.0% |