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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,709 | $138,075-70.5% | $123,552-67.1% | $135,379-69.9% |
| Participation rate | 92.9% | 84.7%+8.1pp | 82.3%+10.6pp | 82.6%+10.2pp |
| Annual return | -9.14% | 153.70%-162.8pp | 119.20%-128.3pp | 519.79%-528.9pp |
| Employer contribution / active EE | $3,638 | $5,152-29.4% | $4,628-21.4% | $4,779-23.9% |
| Participant deferral / active EE | $8,846 | $6,800+30.1% | $6,426+37.7% | $5,609+57.7% |
| Admin fee / account holder | $1,151 | $10,917-89.5% | $9,285-87.6% | $10,828-89.4% |