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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,120 | $125,778-57.8% | $114,563-53.6% | $154,746-65.7% |
| Participation rate | 83.3% | 75.2%+8.1pp | 72.9%+10.4pp | 80.7%+2.6pp |
| Annual return | 21.80% | 295.14%-273.3pp | 241.09%-219.3pp | 172.34%-150.5pp |
| Employer contribution / active EE | $3,456 | $2,806+23.2% | $2,592+33.3% | $4,379-21.1% |
| Participant deferral / active EE | $10,995 | $4,445+147.4% | $4,142+165.4% | $6,730+63.4% |
| Admin fee / account holder | $2,539 | $8,190-69.0% | $7,623-66.7% | $14,365-82.3% |