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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,418 | $100,911-94.6% | $90,440-94.0% | $158,966-96.6% |
| Participation rate | 83.3% | 75.0%+8.3pp | 72.7%+10.6pp | 82.0%+1.4pp |
| Annual return | 34.35% | 1726.62%-1692.3pp | 1294.38%-1260.0pp | 302.95%-268.6pp |
| Employer contribution / active EE | $1,517 | $3,690-58.9% | $3,263-53.5% | $4,762-68.2% |
| Participant deferral / active EE | $1,590 | $4,348-63.4% | $3,964-59.9% | $5,983-73.4% |
| Admin fee / account holder | $1,572 | $6,507-75.8% | $5,615-72.0% | $11,250-86.0% |