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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,795 | $150,447-64.2% | $136,298-60.5% | $147,586-63.6% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 139.56% | 1049.15%-909.6pp | 5156.27%-5016.7pp | 578.59%-439.0pp |
| Employer contribution / active EE | $8,211 | $5,256+56.2% | $4,696+74.9% | $4,876+68.4% |
| Participant deferral / active EE | $8,339 | $6,631+25.8% | $6,247+33.5% | $5,439+53.3% |
| Admin fee / account holder | $1,871 | $10,906-82.8% | $9,244-79.8% | $10,886-82.8% |