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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,101 | $102,663-76.5% | $86,216-72.0% | $139,466-82.7% |
| Participation rate | 92.3% | 74.5%+17.8pp | 69.0%+23.3pp | 80.3%+12.0pp |
| Annual return | 7.87% | 1924.52%-1916.6pp | 1169.42%-1161.5pp | 373.66%-365.8pp |
| Employer contribution / active EE | $2,110 | $3,035-30.5% | $2,382-11.4% | $4,754-55.6% |
| Participant deferral / active EE | $5,830 | $4,677+24.6% | $3,986+46.3% | $6,712-13.1% |
| Admin fee / account holder | $911 | $8,663-89.5% | $6,853-86.7% | $11,409-92.0% |